Storm Damage Insurance Coverage

1/20/2022 (Permalink)

The rain is no stranger, to the residents of the Pacific Northwest. We experience heavy down pours and steady rain fall for the greater part of the year.

Water Damage can be ravaging to your home, whether you’re dealing with rain water invading your basement or a pipe burst from the upstairs bathroom. Addressing the damage quickly is important, but there are a few things you need to know about water damage prior to calling SERVPRO of Longview/Kelso.

The Highly-Trained Restoration Specialists here at SERVPRO put together a couple helpful tips to inform homeowners of Cowlitz County and surrounding areas:

~ Insurance policies won't cover every type of water damage.

Challengingly enough, most homeowner’s insurance policies are extremely specific about the types of damage they cover. Policies often times only cover damage caused by broken pipes or appliance failures but, generally, will not cover damage caused by natural disasters or rain water. If you’re concerned about your home’s risk for floods or live in an area where pooling water can affect your home, you may want to invest in an additional policy.

~ Report the Damage Quickly

Water may not always appear as a major problem, but it’s critical that you report the damage as soon as possible to your insurance company. The sooner the problem is reported, the faster your insurance agent can begin getting the home restored. In turn, reducing the risk of mold and mildew growth throughout your property.

~ Contact a Professional Water damage and Restoration Company.

When it comes to water damage, many homeowners believe they can simply clean up the mess themselves. While this may be true for small leaks, it can present a major safety hazard. Water quality matters and the steps required to clean up water damage from an overflowing toilet or rain water from the ground outside differ from those used to clean up a burst pipe. Remember, contaminated water from the ground or sewer water from a toilet can contain bacteria, viruses, and other harmful substances.

Don’t let water destroy your home. Contact the water extraction experts at SERVPRO of Longview/Kelso as soon as you notice a problem and let the professionals handle your home’s restoration. For more information on their mold remediation and biohazard cleanup services, visit their website www.SERVPROlongviewkelso.com/ and call (360)703-3884 to schedule an appointment